A UK expert statement says failing to use AI can itself be negligent, and the text we can verify is the January draft

UKJT Draft: Not Using AI Can Be Negligent. The Leveraged Years regulation briefing card.

The UK Jurisdiction Taskforce set out how English private law already allocates liability for AI harms, without new legislation. Its draft says a professional can be negligent for failing to use AI. It binds nobody, the version quoted here is the superseded January draft, and the final is not openly available.

The short version

Bottom line: Not law, not a judgment, and binding on nobody. It is an expert view of what English private law already is. We are reporting the January 2026 consultation draft, which is the only version published openly.

Who this affects: Professional-indemnity insurers and their counsel, risk partners at professional-services firms, and regulated professionals in law, medicine, accountancy, financial advice and surveying.

Effective date: Draft published for consultation January 2026. A final version was published on 7 July 2026 and is distributed behind a registration form.

What changed: A UKJT drafting team set out an argued analysis of how English private law would allocate liability when AI causes non-deliberate harm. On the draft's analysis, ordinary contract and negligence principles do the work, and AI itself is never the liable party.

Analysis: Most AI-liability commentary asks what happens when the machine gets it wrong. The drafting team put the opposite question on the record. A professional who does not use AI where a competent peer would have can be negligent for the omission. That turns AI adoption from a pure risk decision into a standard-of-care question.

Primary sources: UKJT resource page · January 2026 draft and consultation paper

Instrument (EN)
Legal Statement on liability for non-deliberate AI harms under English private law, January 2026 consultation draft
Authority
UK Jurisdiction Taskforce, an industry-led initiative under LawtechUK, delivered for the Ministry of Justice
Jurisdiction
England and Wales
Status
Draft consulted on in January 2026. A final version was published 7 July 2026 and is not openly available.
Bindingness
None. Persuasive only. Not legislation, not a judgment, not a regulator's rule.
Effective / next deadline
No deadline. Nothing commences and nothing is enforced.
Primary source
https://27221500.fs1.hubspotusercontent-eu1.net/hubfs/27221500/UKJT%20work/UKJT%20Consultation%20Paper.pdf

What we opened, and what we did not

This piece reports the UK Jurisdiction Taskforce's draft Legal Statement on liability for non-deliberate AI harms, published for consultation in January 2026 and introduced by Sir Geoffrey Vos, Master of the Rolls. That document is public and we read it.

A final version was published on 7 July 2026. It is distributed only behind a registration form, and the UKJT resource page states that no PDFs have been added to that resource. We have not opened it, so we do not quote it and we do not report what it holds.

Every quotation below is from the January 2026 draft. Where the final differs, and there is reason to think it does in at least two places, this piece does not cover it. That limitation is set out again at the end.

What the statement is, and who wrote it

The UKJT describes the work as "an authoritative Legal Statement on liability for non-deliberate AI harms under English private law." It is an expert statement of existing law, not an instrument. Nothing in it binds a court.

The drafting team was Matthew Lavy KC, Richard Munden, Lucy McCormick, Iain Munro, Isabel Barter and Jacob Turner, working with a wider expert group that included Prof Ryan Abbott, Lawrence Akka KC, Matt Frank, Prof Sarah Green, David Quest KC, Tom Whittaker, Prof Peter Wills and Michael Workman.

UKJT statements carry weight because of who prepares them, not because they have legal force. We are not aware of an English court having cited this one.

The draft's starting premise: AI is never the defendant

The draft sets out its foundation plainly. Its approach "starts from the premise that AI does not have legal personality in English law and that, therefore, it cannot itself be held legally responsible for physical or economic harm; instead, liability for harms that arise from the use of AI must be attributed to legal persons, using ordinary legal principles."

That is the drafting team's stated premise, and it drives their analysis of vicarious liability, the doctrine that makes an employer answerable for an employee's wrongs. Because vicarious liability "involves Anita being liable for the torts of another person," the draft reasons, "it is not capable of causing her to be liable for the actions or failures of an AI because AI does not have legal personhood."

The draft leaves a human route open. It accepts that a person could still be vicariously liable where the harm arose because a human employee acted negligently and thereby caused the AI harm.

The line that should change a partnership meeting

On professional negligence, the draft states that if a professional acts negligently in relation to AI use, "whether by using AI where it should not have been used; or using inappropriate AI; using AI with insufficient care; or indeed failing to use AI when it should have been used," and that negligence causes an affected third party loss, "the professional can expect to be held liable."

The third clause is the one to sit with. Failing to use AI when it should have been used.

Almost every AI governance policy written in the last two years rests on one assumption: that the risk lives in adoption, and that caution is the safe posture. The draft puts a second risk on the other side of the ledger. If a competent member of your profession would have used a tool and you did not, the omission is available to a claimant as a breach of the standard of care.

That is an argued position in a non-binding draft, not a holding. No English court has decided it as far as we know, and we make no prediction about how one would.

What this means for a US professional

England and Wales is not most US readers' jurisdiction, so the direct effect is nil. The indirect value is worth an hour.

If your firm has England and Wales exposure, through a UK office, UK-governed engagement letters or UK clients, this draft is the most developed treatment of the question we have been able to verify. The July final supersedes it.

More broadly, it is a worked example of how a mature common-law system resolves AI liability using contract and negligence alone, without an AI statute. The US is approaching the same problem with the same tools, so the reasoning travels even though the authority does not.

For anyone underwriting or buying professional indemnity cover, the failure-to-adopt theory is worth naming in a renewal conversation. We have no evidence that any insurer has changed underwriting, or that any claim has been brought on this basis. What exists is an argument on the record.

What we could not verify

Commentary on the final July 2026 statement reports that it goes further than the draft in at least two places, on non-delegable duties and on material contribution to causation.

We are not reporting either, because we have not read the final. We can say one thing precisely: the phrase non-delegable does not appear anywhere in the January 2026 draft we opened. That is consistent with those points being new, and consistent is not verified.

If you need those holdings, request the final PDF from the UKJT and read it yourself. Do not take them from this piece, and treat any summary of them with the same caution.

Key compliance takeaway

Treat AI adoption as a standard-of-care question, not only a risk question. On the UKJT draft's analysis, a professional can be negligent for using AI badly and for failing to use it where a competent peer would have. The draft binds nobody and has been superseded by a July 2026 final that is not openly available.

Source File

https://27221500.fs1.hubspotusercontent-eu1.net/hubfs/27221500/UKJT%20work/UKJT%20Consultation%20Paper.pdf

Open the UKJT consultation PDF for the January 2026 draft text quoted here, and the UKJT resource page for the final statement and its drafting team. The final PDF is behind a registration form and was not opened for this piece.

If a professional acts negligently in relation to AI use (whether by using AI where it should not have been used; or using inappropriate AI; using AI with insufficient care; or indeed failing to use AI when it should have been used), then if that negligence causes an Affected Third Party to suffer physical or economic loss, the professional can expect to be held liable. ยท UKJT draft Legal Statement, January 2026

FAQ

Is this law?

No. It is a Legal Statement prepared by the UK Jurisdiction Taskforce. It is not legislation, not a judgment and not a regulator's rule, and it binds nobody. Its weight comes from the standing of the people who prepared it.

What does the draft say about who is liable?

That AI has no legal personality in English law and so can never be liable in its own right. Liability is attributed to legal persons using ordinary contract and negligence principles. Vicarious liability cannot attach for the acts of an AI itself, though it can where a human employee acted negligently.

Can a professional really be negligent for not using AI?

That is the argument in the January 2026 draft, which lists failing to use AI when it should have been used alongside misusing it. It is an analysis of how existing negligence principles would apply, not a new duty and not a court ruling.

Why does this cover the draft rather than the final statement?

Because the final statement, published 7 July 2026, is distributed only behind a registration form and the UKJT resource page states no PDFs have been added. We only report text we have opened, and the January 2026 consultation draft is the version published openly.

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